Skip Navigation.

10 Ways To Financial Freedom

November 29th, 2009

Use any of the 10 following ways to become financially free. In an informative article, find pro’s and con’s for taking any of the “10 routes” and practical advice for doing so.

THINK BIG AIM HIGH!

10. WIN A LOTTERY - okay,okay I know a lot of Internet Guru’s, life-skill advisors and writers who will cringe when they see this. But there are ways of increasing your chances. At the time of writing, the odds of winning the U.K. lottery are around 14- million to 1.

There are a number of ways to improve your chances of winning -

  1. Play regularly, the more you play, the better your chances.
  2. Join a syndicate, the more lines you cover the better the odds.
  3. Use the same numbers, a great number of people who win cash in the lottery use a fixed set of numbers e.g. birthdays of family members, memorable dates, phone numbers etc.
  4. Try wheeling pairs, you can find more information about this technique at http://www.thelotterysite.com/predicting.htm.

Pro’s -

You can become extremely wealthy or be a Millionaire overnight.

Con’s -

The cost, each line has to be paid for, the odds are still very high. If in a syndicate you will have to share your winnings.

This shouldn’t be viewed as a good route to take for anyone that wants to be financially free, but if you have a few quid spare, you can be lucky. Maximum return for a minimal investment. Somebody wins every week, you are as lucky as anyone else.

9. MARRY FOR MONEY - Oooh, that’s gonna go down like a fart in a lift! Highly unethical, not recommended, but are you dating?

Does it matter how much your partner is worth? 70% of people end up in dead-end relationships, unhappy and broke. You have the choice of marrying anyone you decide to. 37% of people marry for convenience, children, because they get pressured or for legal reasons.

Before you marry anyone, find out if they can support you. Don’t just settle for second best, if you are NOT totally in love with the person you choose to marry, make sure they are loaded. That way at least whatever problems you have to put up with in your marriage, money won’t be a worry. If you get divorced, you can expect to receive a reasonable settlement figure that will help to insure that you are catered for financially.

Pro’s -

If your partner is elderly you are likely to receive a majority of your spouse’s estate, Money makes Money, if you marry a wealthy person the chances are you’ll have good opportunities to make your own fortune.

Con’s -

You make your bed you have to lie in it, whatever happens you are responsible for the decision you made. You may be pressured by family members if they “get wind” of what you are doing. You may be asked to sign a pre-nuptial agreement voiding your stake in any fortunes.

8. SECONDARY INCOME - These days it’s not uncommon for people to have a second job in order to boost their income. Most people struggle to pay every day bills and expenses let alone afford to have savings or money to spare. Your second job should also generate a large enough income to justify the extra hours you work, but not effect your main income source.

” I had a good friend who worked 2 shifts daily at a paper factory, at the end of each month he took home over double a normal wage”. “I also used to be a retained firefighter and in a month could earn anything up to £1000.00 in addition to my normal monthly wage”

Pro’s -

With a second income, you should earn enough to ensure a financially secure future and be able to afford a few luxuries.

Con’s -

How long you can keep a second job going. You will be exhausted And have very little spare time at all. You could be liable for higher taxes which would not make it viable. Your employers may object to you having 2 jobs, you may loose one or both of them.

7. AIM HIGH - You want to be the boss, are there promotion prospects at work? You could work every extra hour available, be dedicated and if you are successful you may even be head-hunted.

” I employed a sales rep for £18,000 per annum, after 2 successful years he was headhunted by a competitor who eagerly paid him £25,000 per annum + car + bonuses + pension. Another year later he was promoted to assistant manger earning over £35,000 per annum + bonuses etc”.

You should be frugal with your money and invest in multiple pension plans over the next few years. You should pay off your mortgage early (if you can afford to pay a little extra each month you will pay less interest) and be more financially secure by the time you retire.

Pro’s -

If you are headhunted, you can expect higher wages with superior benefits, e.g. company car, pension, bonuses etc. If you work your way to a top position within a large corporation your remuneration package should be substantial enough to make you financially free.

Con’s -

There will be strong competition from colleagues, by the time you are in that sort of position you will be highly stressed, burnt out and will have had to sacrifice most of your spare time and family life.

6. BECOME SELF EMPLOYED - How well do you know your job? could you do it better on your own? Your bosses have a lot of every-day overheads, any profits are for them or the company’s development.

You can give their customers the same service for less. There are many organizations set up specifically to help people get started in business for themselves (this helps your government keep unemployment figures down)

e.g. ” I left a company I worked for after 14 years, became self employed and at least 20 of the company’s customers gave me their business after only one phone call, because they already knew me and it cost them a lot less for my services”.

Pro’s -

You will be your own boss. You will keep all profit. You work the hours you want, overheads can be minimal, you only have to work with who you want to.

Con’s -

The buck stops with you, it can take a little time to adjust and establish your business, If you don’t work you don’t get paid.

5. START YOUR OWN COMPANY - Once you are self employed or, you have some capital (e.g. inheritance, lottery win etc) why not employ others to do your work for you. You may reach a point where you have too much work and you will have to choose to turn down addition work or take on more staff. Run properly, a larger company can provide comfortably for you and your family for the rest of your lives. Once established with a good customer base, it can be sold for large sums of money.

Pro’s -

Successful business can result in almost anything, e.g. look at Richard Branson’s empire or Stelios from Easy Jet.

Con’s -

There are many con’s against running a larger company. ” In the 14 years I worked for the same company, 1 employee left, setup on his own and took clients TWICE , the company secretary was stealing from the business for over 5 years, Your employees do not have the same interests as you in your company and you will have to clear up any problems they create. You will need to be the first one in and the last to leave and work every hour you can if you want to be successful.

4. INVEST IN PROPERTY - This can be in your country of residence or overseas. In the U.K. alone at least 35% of people have considered or are actually purchasing investment property.

In today’s unstable investment market, property can be one of few proven methods for a good return on your money. Many overseas locations offer the chance for second homes at reasonable prices. e.g. “At the time of writing, it is still possible to purchase a property and land in France for less than 20,000.00 “. In the U.K. you cannot even expect to buy a small building plot for less than £50,000.00.Prices are still rising which makes it possible, for anyone, with money to invest, to reap substantial rewards.

Pro’s -

You have the chance to own a permanent holiday residence in a desirable location which can generate a good income if you rent it out over the holiday periods. Development potential, many landlords in the (U.K.) buy large townhouses and convert them to flats and bedsits. Houses rarely lose value. You can purchase property at auction and resell making good profits just by being in the right place at the right time.

Con’s -

There are many things to consider before purchasing property. If you are buying overseas, ensure you are aware of all the red tape and bureaucracy. You can be misled by estate agents, If you do not know the area in which the property is located you may have problems selling. If there is civil unrest in the location of your choice, you may lose everything. e.g. recent problems in South Africa and Zimbabwe.

3. BECOME A WRITER - There are many people today making huge amounts of money writing. You do not have to be Jeffery Archer, Barbara Cartland or an award winning journalist in order to make a living from writing.

Anyone has a number of things to write about, life experiences, work related topics, sport, hobbies etc, etc. Again there are literally hundreds of articles and good resources on this subject available on the internet. Author J.K. Rowling is now amongst the richest women in the world due to her Harry Potter novels. She has been writing since the age of six, but never actually published the first Harry Potter novel until 1996. Somewhere, someone will be interested in what you have to say.

Pro’s -

Both fame and fortune could come your way, you can earn from many different sources including magazines, newspapers, news- letters, television and radio.

Con’s -

It can take years to be recognized, writers block can be a, a, a uhmm, a oh you know what I mean!! Knock backs can be very disheartening and regular. You must persevere.

2. MULTI LEVEL MARKETING BUSINESSES- Why is it, MLM has such a bad reputation? In Japan over 40% of all business is carried out using MLM techniques. Just type in Multi Level Marketing in your search engine and there are currently 2,840,000 listings on the subject in Google alone. Here’s a quick idea of how it works.

e.g. Normal business. Manufacturer sells product to Distributor Distributor sells product to Wholesaler Wholesaler sells product to Retailer Retailer sells product to Consumers

Lets say the product costs the manufacturer £5.00 to make. The distributor pays £8.00 but must buy in lots of 1000 units. The wholesaler pays £12.00 each in lots of 500 units. The retailer pays £14.00 and can buy in lots of 50-100 units. The consumers normally only want 1unit and pay £20.00 for it.

Obviously if the manufacturer wants to increase sales he can Sell to more distributors who in turn sell to more wholesalers who sell to more retailers etc, etc.

MLM principles are very similar but without middle men, wholesalers or retailers it is possible for an agent to buy directly from the manufacturer in low volumes at the same price as a distributor (e.g £8.00) the agent sells direct to the consumer and makes a good profit.

If the agent decides, they can “sign-up” people to mirror their business and the company will pay commissions to the original agent on any sales made by their downline. This means you can be earning money without any effort on your part, other than enlisting other agents. Imagine introducing 2 agents who in turn introduce 2 agents who then introduce 2 agents, you get the picture? It is possible to build enormous downlines of agents all earning you money, almost with unlimited income possibilities.

Pro’s -

It is possible to build an almost unlimited income from a MLM business opportunity. MLM techniques can be used to market an existing product being distributed by “normal business” means. Overheads are low, agents are self sufficient businesses themselves, not employed.

Con’s -

There are hundreds of different types of MLM opportunities. Some work, a lot don’t. If you want to market by MLM, you must fully understand the techniques and procedures involved.

1. HOME BASED INTERNET MARKETING BUSINESS - This is without any doubt the best proven method of attaining financial freedom. It is easily possible to build a hugh network of automated websites, have hundreds of top quality products without even spending a penny. Some of the top “Internet Guru’s” are earning six figure incomes and have army’s of affiliates all selling their products. Once established websites can generate “multiple streams of income” 24hrs a day, 7 days a week, 365 days a year from a customer base of approximately 600 million people. There are unlimited resources and support from experts all over the world to help you advertise for free and guide you to successfully reach your ultimate goal and be financially free for life.

Pro’s -

Ever increasing customer base, endless availability of powerful tools and products. You can start an internet business on a shoestring budget in your spare time as a secondary income, be your own boss, all the advantages of an MLM company, few small overheads, almost unlimited streams of possible income. Free advertising, Free Websites, Free products.

Con’s -

It takes time and effort to build an internet business, In the early stages development can seem slow, you will need to become computer literate and learn as you go. It can seem daunting but if you take your time and go step by step the results can be unbelievable. There are initial costs with any business but these can be kept to a minimum if you are careful with your choices.

Copyright © 2004 Lee Coleman The Home Biz Wizard

http://www.europiantrader.com

http://www.moneywizard.ws

http://www.pluginprofitsite.com/main-5248

Article URL - http://www.europiantrader.com/10ways.htm

Article Autoresponder - mailto:europiantrader@sendhot.info

Author Contact Email - mailto:webmaster@europiantrader.com

The only role of http://www.europiantrader.com is in the actual distribution of this article to you.

TERMS OF REPRINT - Publication Rules

This is a free-reprint article. The only requirements for publishing this article are:

  • You must leave the article and resource box unedited. You are not allowed to change our recommendations, nor are you allowed to change the context of the article.
  • You may not use this article in UCE (Unsolicited Commercial Email). Email distribution of this article MUST be opt-in email only.
  • We ask that you forward a copy of the ezine or newsletter that contains the article inside to the author at: mailto:webmaster@europiantrader.com
  • If you post this article on a website, you MUST set any URL’s or Mailto addresses in the body of the article and most especially in the Author’s Resource Box as hyperlinks. We request that you also send us a copy of the URL where you have posted this article.

If you find any of the rules to be unsavory or unacceptable, please do not publish this article. While we are happy to make the content available to you for your own use, we must insist on having our rules and *Terms of Reprint* honored in full.

Lee Coleman

I can help you setup your very own money making website today that’s 100% ready to take orders and pull in MASSIVE PROFITS for you right now…GUARANTEED! Plus, you’ll get your own pre- written ezine-in-a-box customized and setup for you absolutely free WITHIN 24HOURS!! Get started immediately by requesting our free newsletter containing, articles, tips and unique links to build your home internet business at: mailto:europiantrader@sendhot.info and then visit http://www.pluginprofitsite.com/main-5248

Link Trading Myths Uncovered

November 10th, 2009

Google has just sent the Search Marketing world into a frenzy of hair pulling and nail biting. Its latest shake up of its algorithm has put paid to unrestrained link swapping. It had gone overboard like Meta tag stuffing before it. Even before this latest revision, all signs indicate that the Search Engines were beginning to devalue reciprocal links and forum signatures in their SERP’s .So what is a harried webmaster to do? Are backlinks still relevant to search rankings? If they still count, how do you acquire them without running afoul of the SE’s?

The answer to that is Link Trading. Link trading also known as Link Renting, is simply paying to have a link pointing to your site from another site, usually, with a high or higher page rank. In essence you are buying the linking site’s traffic and, if your own site is related, its search relevancy.

Link trading came into vogue even before the current SE upheavals because it was often the only way a new or lowly ranked site could get any links from authority sites. Its principle advantage from a search rankings point of view is it is a one-way link - the most valuable kind - and thus constitutes a high quality link.

Secondly, link trading or renting if well executed can pull in significant amounts of traffic. If you target a site with relatively high traffic, you are likely to benefit from the overflow - obtain traffic you would not otherwise have gotten.

Link trading also has a viral or branding effect leading on from its traffic-generation benefit. More web surfers get to see your link and if you properly optimize the link’s anchor text, your site profits from the resultant visibility. You also profit from being associated with the site hosting your link, and if its reputation is good, this will yield a powerful networking advantage. The downside is clear - a site may have negative connotations for your visitors, so researching them thoroughly before buying your link space is critical.

As link renting becomes more popular, the number of sites willing to sell link space increases. Given that the purpose for most webmasters is to gain links from sites with relatively higher PR, you should consider only sites that rate as authority sites in your category. Over and above that, the usual factors for quality linking should be taken into account. Briefly these are:

1. Visitor Profile - choose only those sites that get the type of surfer you are targeting.

2. Page Relevance - make sure that the title and body content of the page hosting your link is relevant to the linked page on your site.

3. Optimized Anchor Text - it is imperative that the text in your link is optimized for your web page, as well as being curiosity arousing.

4. Text Link Placement - wherever possible determine the placement of your link - you are paying for it. Links within body text (usually in your own distributed content) are the most effective. The rule of thumb is that the higher up the page the link is placed, the better its click-thru-rate (CTR).

5. Quantity of links on page - in a link trade set up, the hosting site usually guarantees the number of outgoing links - 3-5, and never more than 10. The fewer links there are, the better your CTR. Too many (6+) will erode the link PR you acquire as well as create distractions to your link.

6. Design - again you may not have control over the design of the text link ad, but it is worth checking to see whether you have any options. A simple link will generally maximize your CTR. Dynamic urls are not spidered by the SE bots, so any ad tracking scripts will do nothing for your link popularity, only boosting traffic your site.

How to Buy Links

Many sites readily link sell space on their pages. Due to the fear of SE blacklisting, some sites are reluctant to openly advertise the fact that they will sell you link space, and with these, it is often best to approach 3rd party link brokers. This will generally not cost you more as the linking sites’ pays the brokers’ fees, but it will give you more options to choose from. The leading link brokers are Text Link Brokers and Text Link Ads. The caveats for quality linking still apply, and don’t plunge in if you are not sure.

It is usual for linking sites to charge a monthly fee for each link with the possibility of getting site wide links or links on specific pages. However site wide links tend to be more expensive and may not achieve any higher PR than single page links although they may generate more traffic. Typical charges would range from $15/month for PR3’s to +$400/month for PR7’s with wide variation in between. I do not think there is anything to be gained in linking with pages with less than PR5, principally because the PR they would pass on would be minimal.

Hosted Marketing Pages

A variation on the theme coming into fashion is Hosted Marketing Pages also known as Content Hosting or Pre-sell Pages. In this method you arrange with the site that you want a link from, to have a highly optimized, timely and relevant article that you provide, hosted on that site for a fee. You of course will have embedded all the relevant links in appropriate content that you control. Its main advantage is to allow you to advertise more links than a straight link trade, and with links that rate more highly in SE algorithms for relevance. On the other hand you lose out on PR because the article would most likely be on a brand new page, and anyway you don’t want your material competing with other similar editorials. Hosted marketing pages will I believe replace reciprocal linking as the leading SEO technique, especially to establish new sites.

HMP’s are one way of paying to syndicate articles relevant to your web site or page. Paid article syndication is not a new SEO method, but as part of a link trading strategy, it takes on a new dimension. Like with HMP’s you would distribute optimized articles, in order to acquire inbound links to your site. One can either issue press releases through agencies like PR Web, or have article directories do so. Either way you would pay for prioritization and for wider reach. Just as with HMP’s apart from the exposure your site gets, you retain control of your links’ anchor text. According to research conducted by the Marketing Experiments Journal, paid press release distribution has for traffic generation purposes, a better ROI than traditional PPC, with an added SEO benefit. (http://www.marketingexperiments.com/see/1122).

Link Trading or Link Renting differs from straight advertising in having an SEO focus that in the longer term obtains more valuable organic traffic from high SE rankings than the direct traffic generated by PPC or any other type of advertising. The latter is only effective for as long as you are shelling out money to fund it, and most advertising experiences diminishing returns, whereas an SEO technique like link trading gains momentum from its viral effect such that in time you can curtail the amount of link renting you are doing with only a marginal effect on your SE visibility.

It is debateable whether Link Renting amounts to SERP manipulation. By the reckoning of some, all SEO is just that - Search Engine manipulation. However even the SE’s are aware that SEO hones their own search results by forcing webmasters to focus more acutely the type of traffic their sites attract, based on existing search queries and extrapolating for future ones. In a hypothetical world, if all web pages were adequately optimized, even the most incomprehensible search query terms would return relevant and usable results. This is surely the holy grail of Search.

You need to decide before you start researching sites to buy links from just why you want to trade - for traffic or PR. Some research suggests that PPC has better and more controllable returns than Link Renting for traffic conversion (traffic that buys or takes some other specific action). If your aim is to boost your own site’s PR, be careful about how much you pay. Tony Simpson of Webpageaddons has written an informatively about this in a two part article. He concludes that you are much safer bidding for link space on the basis of traffic generation than PR. Either way, buying links, if properly executed, enhances the prospects for a new site, and is set to become part of the internet marketing mix for most webmasters.

Happy Link Trading

Finding the Best Life Cover Quote

November 7th, 2009

A new study revealed the fact that significantly fewer than half of British adults own life insurance policies. At the conclusion of the day making the wise decision to invest in term life insurance is usually one thing which regularly seems to wind up at the bottommost of your to do list. Nonetheless eventually arranging your comprehensive cover may provide your dear ones with additional financial self-confidence. And so when is the standard instant to peer more carefully into fully comprehensive life cover? Online life cover is much more accessible and straightforward than it used to be.

The most straightforward riposte is the faster the more benefit. Taking out comprehensive life cover is counted amidst one of the most dependable activities folk might well do to look after your children’s financial prospects. It significantly helps your spouse money-wise in the tragic event of the unfortunate loss of an individual who contributed to the household income and provides and method whereby income should be made obtainable for closest loved individuals, sometimes even in the occasion of an incurable ailment. Still fully comprehensive life cover isn’t primarily just about safe-guarding your offspring’s financial prospects, those people who do not currently have kids can decide to purchase term life insurance with a mind to verify their companion is taken care of economically in the incident of their fatality.

There are 4 prime life moments that usually trigger someone to purchase term life insurance cover. The 1st is getting a brand new habitat.

Obtaining a brand spanking new abode is certainly a highly nerve-racking period, especially if it’s your families 1 st footstep on the properties ladder. The weight of having yours and or sometimes your partner’s fiscal future tied up in real estate might be overwhelming. Consequently this might often be an ideal - & reassuring - point to acquire term life insurance, which might well be put to good use to pay off your mortgage payments if something happen to you or your spouse. It of course means your cherished family should not at present have to face up to the tragic double trauma of losing both a family member and the newly acquired family habitat.

The second trigger occurrence for purchasing term life cover policies is certainly cementing a lasting relationship through getting married or a civil partnership. If you have a short time ago sworn your undying love to someone, it goes without mentioning that you’d wish to make sure they will be money-wise set in the occasion that something occurs to you.

Sterling Silver Jewelry — Classic Simplicity

November 3rd, 2009

Sterling silver jewelry is synonymous with class and style in the world of fashion. Its versatility and flexibility make it a welcome and useful addition to any person’s wardrobe. Sterling silver jewelry epitomizes classic simplicity in itself, but as the setting for gemstones or combined with other precious metals, the aesthetic value it lends to the wearer is inestimable.

Pure silver by itself is too soft and would not be practical for jewelry and other ornamental objects. Sterling silver is made when another metal, such as copper, is added to the silver to make it hardy and tough. So while it is not as sturdy as stainless steel, sterling silver jewelry is nonetheless very durable and long-lasting. That is why a wide array of rings, necklaces, bracelets, cuff links, belt buckles, body jewelry and more are made from sterling silver.

All sterling silver jewelry is marked as such, and sometimes the name of the designer or manufacturer is engraved on the piece. It is a highly reflective precious metal whose simple yet elegant look is appreciated by both the young and old, the famous and not-so-famous. Some celebrities adorned with sterling silver jewelry on television or in magazines include actresses Gwyneth Paltrow and Kristin Davis, musician Sheryl Crow, and hotel heiress and budding thespian Paris Hilton.

Certain maintenance measures need to be taken to care for sterling silver jewelry. To prevent unsightly tarnishing, it should be washed with water and a mild detergent after it is worn, and since it is softer than some other precious metals, abrasion and shock to the piece should be prevented to avoid scratching or marring its surface. In the event that tarnishing does occur, sterling silver jewelry can be polished to restore it to its former sheen.

Whether your dress of choice be casual jeans, practical office attire or a slinky, little black dress for a night out on the town, sterling silver jewelry is the perfect accessory. It adapts easily to all fashion trends without sacrificing the wearer’s personal sense of style. Its allure remains undiminished as it continues to evoke the idea of simple luxury.

Sam Serio is an Internet Marketer, musician and a writer on the subject of jewelry and gemstones. For more information on jewelry and gemstones, we cordially invite you to visit www.morninglightjewelry.com to pick up your FREE copy of “How To Buy Jewelry And Gemstones Without Being Ripped Off.” This concise, informative special report reveals almost everything you ever wanted to know about jewelry and gemstones, but were afraid to ask. Get your FREE report at www.morninglightjewelry.com.

Warming Up & Cooling Down

November 2nd, 2009

Before you begin exercising or lifting any weights at all, it’s important to take a few minutes to warm up your muscles. Doing some light exercises actually warms up your muscles and makes them more flexible. This way, you’re less likely to injure yourself during a workout.

Some warm-ups include exercise bike riding, walking, jogging, or even basic calisthenics. Don’t start at the pace you hope to keep during your workout; start slowly, building up momentum and energy as you go. Set a stopping time and then move on with the rest of your workout.

When you begin lifting weights, start with lower poundage to warm up those muscles. Then you can add more weight and start lifting. This way, you won’t be as apt to strain a tendon or muscle-groupyour muscles will be more limber and ready to handle the strain of a more exertive workout.

While you’re lifting weights or doing any sort of exercise, you need to breathe. People have the oddest habit of holding their breath during hard physical exertion or times of discomfort/pain. When you exercise, if you hold your breath, you can actually raise your blood pressure and put a larger strain on your heart and blood vessels.

Breathing sounds simple enough, but in order to make it intentional during a workout, breathe in through your nose, taking a long, deep breath. Then exhale through your mouth. Don’t reverse ityou’ll end up hyperventilating if you do it wrong or too quickly. Inhale on the ‘lift’ of an exercise, and exhale on the ‘release’ of the same.

Some gyms will have step exercises or jogging boards in between the weight machines to help you keep your heart rate up during your workout. This lets you rest your muscles a little between each machine, as well as keeping your heart rate at an optimum level. You don’t want to lose the benefits of your exertion between stations at the gymthat defeats the purpose!

After you’ve completed your strength-training workout, you want to allow yourself four or five minutes of light aerobic exercise to relax your body and give you a chance to breathe easier. Just walk around at a normal pace, then stretch lightly. You’ll be amazed at your flexibility and the ability you have to extend arms and legs further than before!

Before you think about exercising or doing weight training 6 or 7 days in a row, consider this. When you do weight training to bulk up, your muscles are strained. In order for them to become stronger and larger, they need some time to repair themselves. So let your muscles rest a day in between workouts. Do some walking or aerobics instead on those days and you’ll maximize your workout!

Kirsten Hawkins is a nutrition and health expert from Nashville, TN. Visit www.popular-diets.com/ for more great nutrition, well-being, and vitamin tips as well as reviews and comments on popular diets.

Busted! 8 Home Organizing Myths Exposed

November 2nd, 2009

You can create multiple reasons to NOT get organized at home. But the truth is that the only obstacle stopping you from getting organized is you. It’s not family members, it’s not the absence of cash and it’s not a lack of home organizational know-how. Read onward to expose these myths now. With that out of the way, you can get on with organizing your life and home in ways that make you a happier, less stressed and more productive person.

MYTH #1: You have to organize your home in a day.

TRUTH: Organizing your home is a lifelong process. You devise organizational systems, you maintain those processes ongoing and you create new organizational solutions when new situations or products in your home call for it. You don’t just get organized today and stop tomorrow. It’s an ongoing task. Don’t expect or even try to get organized at home in a day or a week.

MYTH #2: You have to organize like she does.

TRUTH: Your home organization solutions must work for you—not your friends, neighbors or those clever organizers you watch on popular home organization television shows. You can certainly observe other peoples home organizing ideas. But then pick, choose and try what will work for you and your family. And do what you’re capable of doing yourself. We’re not all capable of building custom shelving in our homes (nor can we all afford to hire someone to build them); that’s why some of us happily shop for prefabricated products.

MYTH #3: You have to organize “everything” in your home and life.

TRUTH: Organizing is a solution to dilemmas in your home and life. Perhaps you’re late to work three days a week when you can’t find your keys or you get charged huge fees for paying misplaced bills late. Create organizational techniques to solve those problems which cost you money and create stress in your life. But if you like your books placed haphazardly on your bookshelves and this doesn’t cause you distress or to lose time in life, skip organizing the bookcase. Organize items or processes in your home when you know it will simplify your life, solve a problem or perhaps save you time.

MYTH #4: You can’t get organized because you lack home organizing know-how.

TRUTH: Some people do seem to have a natural tendency toward personal and home organization, but it’s a learned skill. Take notice of other people’s organizing methods in their homes and offices, read home organization books, watch home organization television shows and surf the web for home organizing ideas. Then apply some of these ideas and techniques to your situation. And if you need some hand-holding, hire a professional organizer for some consultation or to organize specific spots in your home for you.

MYTH #5: You have to organize everything in your home perfectly.

TRUTH: Perfectionism wastes time. Organizing saves time. These two concepts clash. Sure if you’re buying something like bins or totes, you want some stylish ones that match your home decor and fill the function for which they’re intended. But don’t go overboard in trying to find the perfect organizational helpers for your home. At some point say this product or this organizational system should work and that’s it. Your home doesn’t have to look like a photo shoot page out of a home decor magazine. Your organizational system doesn’t have to be the ultimate solution to every organizing dilemma associated with that section of your home.

MYTH #6: If your organizational system doesn’t work, you’re an organizational failure.

TRUTH: If your new home organizing solution or process doesn’t work for you, it just doesn’t work. Don’t read more into it than that. Take the word “failure” out of your vocabulary. Just move on and try another organizational technique.

MYTH #7: You can’t have an organized home because family members won’t participate in your organizational processes.

TRUTH: Maybe they will, maybe they won’t. But that’s no reason for you to not organize items and streamline processes that will help you find things, save time and decrease stress in YOUR life. Quit worrying about organizing other people and organize areas in your home and your life that will help you first. Later, you can try some tactics to get immediate family member buy-in on organizational processes in your shared home.

MYTH #8: Getting organized costs lots of money.

TRUTH: There are lots of great organizing gadgets, containers, cabinets, shelves and more on the market that can help simplify getting organized (and even make it more fun sometimes). Some home organization items are quite inexpensive. Others create a pricey, extravagant look. But lack of cash will never stand in the way of getting organized at home because it’s not a necessity to the process. You can be creative and improvise organizational processes that use helper items found in your home now. Or you can buy some ready-made home organizing accessories when you know what exact type products you need.

The choice to get organized or not to get organized is all yours and your paycheck or spending level doesn’t dictate the answer. Nor do any of the other myths busted in this article. Remember, there is only one obstacle preventing you from getting organized and that’s you. So move out of your own way if you want to get organized at home and get started organizing today.